What’s the best friend of any business trying to get online? eCommerce platforms! They’re the foundation for online storefronts, handling merchant and seller interactions. They handle product pages, transactions, order fulfilment, reviews, customer support and returns. In a nutshell, they reduce many barriers for setting up an online store. Read on to learn how Kriya is making embedded finance more accessible from our Senior Product Manager, Dongwhi Kim.

A bit about BigCommerce

One of the most prolific eCommerce platforms is BigCommerce. They’re an Open SaaS solution, empowering merchants to build, innovate and grow their businesses online. They have tens of thousands merchants on their site and serve over 150 countries. 

What makes BigCommerce special is their focus on scalability and flexibility, allowing businesses of all sizes to grow their online presence. It offers a wide range of integrations and a user-friendly interface, making it easy to use for both beginners and experienced eCommerce professionals. Most importantly, BigCommerce has a strong reputation for security and reliability, providing a secure platform for online transactions.

What’s more, they’re on the same page as Kriya on B2B businesses – it’s time for them to get online! BigCommerce puts emphasis on delivering solutions for B2B stores which address their unique needs. 

These are just some of the reasons why Kriya saw the value of an integration that allows BigCommerce stores to implement B2B buy now pay later (BNPL) easily and quickly. 

Kriya BigCommerce app

The Kriya BigCommerce app enables B2B buy now pay later in mere minutes! And why offer embedded credit? Well, there are many benefits – increased customer acquisition, higher spending and enhanced trust. 

The best way to grow your business is to build a community, and better payment terms are a great way to do just that. And thanks to the agility of the app development, requirements are much lower. Meaning your time, money and people are freed up to focus on growing your business while strengthening trust and customer experience with your customers.

The BigCommerce app makes integration seamless. Once live, your customers will simply see Kriya as one of the payment options at checkout. We give buyers instant credit decisions, which means they can start buying right away. They can choose to pay in 30, 60 or 90 days, or at the end of the following month. Sellers get paid on dispatch and business keeps flowing. 

Kriya handles credit decisions, buyer communications and collections. This means more time to focus on growing your business. Kriya has over a decade of experience in credit underwriting and is a reliable financial partner. We remove the need for you to invest your own capital into funding buyers’ purchases – securing your own cash flow. 

How to get started with Kriya 

At Kriya, we adapt to your needs – we have many ways to integrate. It all depends on your timelines, internal expertise and how much customisation you need. 

Direct API

This option gives you the most flexibility when it comes to building a customised checkout solution with our BNPL capability. It’s most suited for merchants who built their website from scratch.

Payments Journey API

This integration is easier to execute, but doesn’t allow for as much flexibility in the checkout experience. 

eCommerce apps and extensions

The easiest way to integrate. All you need to do is download the app, enter your details and you’re ready to go. Get flexible payment terms to your customers in minutes!

Interested? Let’s go!

If you’re ready to get started or want to chat to our team, email us at kriyapayments@kriya.co and let us know a little bit about your business. Our team will be in touch shortly and ensure you get the solution most suited for your business!