Investor Statistics

Headline Statistics

MarketFinance is a business finance company. We connect growing companies that have working capital requirements with investors.


Total value funded £2,924,235,860
Trades settled 50,185
Average duration (days) 34
Collection rate 77.48%

These numbers show statistics for the entire portfolio since inception.

Historic volume

Total face value of invoices funded since inception


Performance by year of origin

These charts show the performance of the platform every year since inception, broken down into gross yield and loss ratio by origination year.

Gross yield

This chart shows gross yield on deployed funds before fees and losses.


Platform portfolio performance does not necessarily correspond to the performance of an individual investor's portfolio performance as all investors have different risk appetite. Last updated: Jan 2020.

Loss ratio

This chart shows the loss ratio on deployed funds, exclusive of servicing fees.


Losses at MarketFinance are defined as crystallised when:

  1. More than 180 days has passed since the seller company entered administration
  2. Statement of affairs indicates insufficient assets and funds to recover MarketFinance's position

Platform portfolio performance does not necessarily correspond to the performance of an individual investor's portfolio performance as all investors have different risk appetite. Last updated: Jan 2020.

Expected investment example

Based on averages

Total funds deposited £100,000
Deployment of total funds 85%£85,000
Return after fees on deployed funds 7.93%£6,742.50
Losses on deployed funds 3.25%£2,763
Net returns £3,980
Net returns on total funds 3.98%

Recovery and losses by year of origin

Below is a breakdown of delinquencies, recoveries, and crystallised losses based on the funding date of an asset. MarketFinance has a proprietary risk model which is re-calibrated regularly and uses more than a hundred data points from all trades settled to date.


Volume advancedDelinquentIn RecoveryRecovery CompletedRecoveredCrystalised LossesRecovery %Delinquent %Loss %
2020£112,214,211£383,577£346,232£37,345£37,345100.00%0.34%
2019£361,044,784£2,737,538£1,083,983£1,653,555£1,588,131£65,42496.04%0.76%0.22%
2018£354,875,313£3,948,613£1,293,157£2,655,456£2,073,121£582,33678.07%1.11%1.77%
2017£275,099,152£2,692,050£2,692,050£1,907,939£784,11170.87%0.98%2.94%
2016£283,610,914£5,390,237£5,390,237£4,207,795£1,182,44178.06%1.90%3.81%
2015£251,781,809£3,579,391£3,579,391£2,243,776£1,335,61562.69%1.42%5.09%

Platform portfolio performance by year of origin

This table shows the performance of the platform every year since inception, broken down into deployment, loss ratio and net returns.


Avg. invested Gross Yield Loss ratio Net return Avg. deployment Total return
2020£36,483,1981.86%6.17%72.76%4.49%
2019£29,801,2337.55%0.22%6.31%71.63%4.52%
2018£32,830,5079.04%1.77%5.96%74.71%4.45%
2017£26,673,2099.64%2.94%4.83%67.54%3.26%
2016£31,002,06710.52%3.81%4.46%69.72%3.11%
2015£26,219,5479.97%5.09%2.88%74.61%2.15%

2020 return has been annualised.

Losses at MarketFinance are defined as crystallised when:

  1. More than 180 days has passed since the seller company entered administration
  2. Statement of affairs indicates insufficient assets and funds to recover MarketFinance's position

Net returns per year are calculated on invested funds and defined as: (Earnings - Crystallised Losses / Invested funds) in a calendar year.

Total returns per year are calculated on total funds and defined as: (Earnings - Crystallised Losses / Total funds) in a calendar year.

For calculation of returns and loss ratios, crystallised losses are attributed to the origination year when the loss is crystallised.

Platform portfolio performance does not necessarily correspond to the performance of an individual investor's portfolio performance as all investors have different risk appetite.

Past default rates are not necessarily a reliable indicator of future default rates. Investing in any investment product places your capital at risk. This also applies to investing through MarketFinance.

Please note that the products and any associated services mentioned above are only available to sophisticated investors, high net worth individuals, limited companies and institutions. For the avoidance of doubt, such products and services are not available to retail investors. MarketFinance is not covered by the Financial Services Compensation Scheme. We endeavour to reduce risks to investors. However, investing in any investment product places your capital at risk, and so does purchasing invoices through MarketFinance. Your capital is at risk.

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