Investors

2021 return has been annualised.

Losses at MarketFinance are defined as crystallised when:

1. More than 180 days has passed since the seller company entered administration
2. Statement of affairs indicates insufficient assets and funds to recover MarketFinance's position

Net returns per year are calculated on invested funds and defined as: (Earnings - Crystallised Losses / Invested funds) in a calendar year.

Total returns per year are calculated on total funds and defined as: (Earnings - Crystallised Losses / Total funds) in a calendar year.

For calculation of returns and loss ratios, crystallised losses are attributed to the origination year when the loss is crystallised.

Platform portfolio performance does not necessarily correspond to the performance of an individual investor's portfolio performance as all investors have different risk appetite.

Past default rates are not necessarily a reliable indicator of future default rates. Investing in any investment product places your capital at risk. This also applies to investing through MarketFinance.

Please note the above statistics also account for volumes which fall under the the Coronavirus Business Interruption Loan Scheme (CBILS). This relates to volumes advanced during 2020 and 2021, whereby interest is paid to MarketFinance in arrears on a quarterly basis by the British Business Bank.