A flexible funding solution

Get choice over which invoice to fund, without having to commit your entire sales ledger. It's a great solution if you have seasonal or more occasional cash flow needs. Learn more about selective invoice discounting.

Here's how we're different

Quick response

Quick response

Apply in minutes, same-day quote



Smart online platform reduces admin

Straightforward costs

Straightforward costs

No hidden fees

Personal service

Personal service

Dedicated account manager

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How selective invoice discounting Works

in 5 simple steps

Apply in minutes

All you need to get started is

1. Your company's financial details, e.g. your revenue
2. Your latest statutory accounts
3. Your last 3 months' bank statements

It only takes minutes to sign up, even less if you
apply using online accounting software like Xero, Sage or Quickbooks.

Add a customer

Next, add a customer to your account
by searching our system. If it's not already there,
just add them manually.

We set all our customers up with a new
Barclays client account, at no extra cost,
so you can receive payment.

Upload your invoice

You can upload an invoice file, which our system
will automatically pull details from. Alternatively,
you can enter the invoice details manually.

Unlike traditional invoice factoring, we don't ask
you to finance your whole sales ledger, so you can use
us as and when you need financing.

Verify Invoice

We use discreet online invoice verification tool to check your
invoices with your customer.

The tool will send your customer
an email asking them to check the details of your uploaded
invoice. In just a few clicks your customer reviews your invoice
and you'll be notified instantly once they've verified it.

Get funding

Once verified, our investors can purchase your invoices
and you could receive up to 90% of your invoice within
24 hours. You'll receive the remainder, minus fees,
when your customer pays.

We have two sessions every day, at 12pm
and 5pm, where our network of investors fund
invoices from businesses like yours.

These investors are only funding your invoices, they
aren't taking any stake or equity in your business.


We offer two options based on your funding needs:

Contract option
You pay a fixed monthly fee for the facility, which can help save money if you have an ongoing funding need
Pay-as-you-go option
You pay a percentage of the invoice face value

No hidden fees, no surprises.

For both options, there is a discount fee charged based on the funds you use and a listing fee of £15 to cover CHAPS payments.

A member of our team can help get you the most accurate and competitive rate based on your business need.

Read our customer reviews on Trustpilot

Eligibility Criteria*

You can use MarketFinance selective invoice discounting if...

You have a limited company
or LLP based in
the UK or Ireland
You have a minimum turnover
of £100,000 p.a. or annualised
income from current year’s trading

*Subject to T&Cs


We've partnered with leading companies in credit insurance and credit control. These optional add-ons can run alongside our funding solutions for greater peace of mind and convenience. Speak to our team to find out more.

Credit Insurance

With Euler Hermes credit insurance you're protected in the event a customer becomes insolvent or fails to pay within the agreed terms and conditions.

Euler Hermes offers customer risk monitoring, prevention and recovery of unpaid debt, as well as compensation for uncollected receivables.

Credit Control

Through Veritas Commercial Services you have access to a wide range of credit control services. This provides credit collection support on a fully confidential basis and helps you to optimise your sales ledger performance.

Ready to take control of your cash flow?