Business finance made easy


MarketFinance offers business loans and invoice finance solutions. Our integration with Xero means a quick and simple process, from application through funding.

Since 2011, MarketFinance has provided over £3bn in funding to companies across the UK. We can help businesses that need cash flow for a variety of reasons, including to take on new projects, invest in growth, pay staff/suppliers, and more.


Connecting your Xero account with MarketFinance means you can apply in minutes. We can automatically access the information we need to review your application, so you'll be done in just a few clicks. Once your account is set up, you can use the integration to make it really easy to manage your account. Learn more about what information we access in our FAQs below.

Read what some of our customers are saying


You can use MarketFinance invoice finance if…

  • You have a limited company or LLP based in the UK or Ireland
  • You have a minimum turnover of £100,000 p.a. or annualised income from current year’s trading

You can use MarketFinance business loans if…

  • You have a Limited, LLP or PLC company based in the UK
  • You have a minimum turnover of £70,000 p.a.
  • You have been trading for 6 months or more

Frequently Asked Questions

  • What does MarketFinance use the data in my Xero account for?

  • We use the data to get an up-to-date view of your company’s financial situation. This lets us assess your initial application and make ongoing funding decisions, such as an increase in your credit limit. We also access information about your invoices so that you don’t need to manually enter these details.
  • Can I apply without Xero and then link my account after?

  • You can do this but it will be more work for you. You’ll need to manually upload documents such as bank statements and accounts as part of the application process. If you link your Xero account, we’ll be able to automatically access this information, saving you time.
  • What data do you access from my Xero account?

  • The information we look at includes: Accounts, Bank Transactions, Bank Transfers, Contacts, Credit Notes, Invoices, Organisation, Overpayments, Prepayments, Payments, Purchase Orders, Repeating Invoices and Reports. \n \n Please be assured that we don’t have access to your payroll, files or fixed asset information, and we work with Xero to ensure that your data is protected at all times.
  • Will I need to re-enter my Xero password every time I use MarketFinance?

  • The link to your Xero account works for 90 days. During this time, we will periodically refresh the data in your MarketFinance account or you can click to sync so that you have the most up-to-date information. After 90 days, you’ll need to link us to your account again.
  • Why should I let MarketFinance access my data?

  • To save you time. The data we access is required to use MarketFinance so if you don’t link your Xero account, you’ll need to upload this information manually instead.
  • What if I want to remove the MarketFinance add-on from my Xero account?

  • You can do this at any time from your Xero account.
  • I already use MarketFinance. Do I need to reapply to MarketFinance using my Xero login?

  • No. If you are an existing customer, you can link your current MarketFinance account to Xero here.